Thursday, August 13, 2009

Health care once again

I have spent most of my life in the pharmaceutical industry. I was responsible for my company's most important product line everywhere in the world with the exception of the US and Canada. I have dealt with the national health care systems in 45 countries and I can say that many of them (especially in the Scandinavian countries and in France and Germany) are very superior to health care in the US (just look at life-expectancy, quality of life, and infant survival data). If we do not change the way we handle health care, we will be unable to compete with the rest of the world because more and more money will pour down the black hole hole we call the "American Health Care System" (as if there is a system).. The per capita expenditures on health care in France and Germany is half ours and we do not even have universal coverage. In addition, their systems are better than ours in almost every metric you want to examine (especially so when it comes to patient satisfaction and new born life expectancy).

If you are interested in the facts concerning the proposed health care system and not the lies and exaggerations of the tartigrade twit know-nothings, please review the following 8 points and examine the information contained in the administration's website by clicking the link at the bottom of this post:

8 ways reform provides security and stability to those with or without coverage

  1. Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.
  2. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
  3. Ends Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.
  4. Ends Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.
  5. Ends Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.
  6. Ends Annual or Lifetime Caps on Coverage: Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.
  7. Extends Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.
  8. Guarantees Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal because someone became sick.
Learn more and get details:
Reblog this post [with Zemanta]

Stumble Upon Toolbar

No comments: